Port St. Lucie received $1.8 million through the State Housing Initiatives Partnership (SHIP) grant to assist qualifying city residents in need of home repairs.
Port St. Lucie received a grant awarded by the Florida Housing Finance Corporation. It will allow eligible residents to apply for funds of up to $50,000.
Qualified residents of Port St. Lucie are encouraged to apply for the funds to address critical home repair needs.
The Port St. Lucie Neighborhood Services Housing Division will open the pre-registration list for the Homeowner Repair and Rehabilitation Assistance Program at 9 a.m. on Tuesday, October 1, 2024. The list will remain open until the maximum number of applications (100) is reached.
The Port St. Lucie Homeowner Repair and Rehabilitation Assistance Program is designed for low-income homeowners who need help financing approved repair and rehabilitation projects for their primary residence.
To apply, applicants must:
Have low to moderate income
Have owned and occupied their primary residence within the city limits of Port St. Lucie for one year or more
Have an assessed home value of $560,154 or less
Be current on mortgage/property tax payments
The city will provide up to $50,000 for approved home repairs for income-qualified homeowners.
This program will provide 0% interest deferred payment loans (DPL) for health, safety, and energy-efficiency-related home improvements, meaning no monthly payments are required.
Loans will be forgiven over a 15-year period, in accordance with program guidelines.

These funds are used to make necessary improvements to ensure homes are safe, sanitary, and meet current code requirements.
Eligible repairs include correcting code violations, weatherization, roofing, plumbing and electrical upgrades, septic systems, and more.
Manufactured homes, swimming pools or hot tubs, and illegal or unpermitted repairs or renovations do not qualify.
Applicants can view a list of frequently asked questions and more information about program guidelines online at www.cityofpsl.com/housing.
Starting at 9 a.m. on Tuesday, October 1, 2024, interested and qualified individuals can begin the process by completing the required pre-application questionnaire at www.cityofpsl.com/housing.
If an applicant cannot access the pre-application online, they may call the city for assistance or visit City Hall to obtain a printed copy.
The City’s Neighborhood Services Department, Community Programs Housing Division, is available to answer questions, print a pre-application, or review any of the questions with applicants via:
Email: nsd@cityofpsl.com Phone: 772-344-4084
In person: City Hall, 121 SW Port St. Lucie Blvd., from 9 a.m. to 4 p.m., Monday through Friday.
City staff will notify applicants who submit their application and meet all eligibility criteria by phone and email (if applicable) regarding the status of their application and next steps to process their file.
Once the maximum number of applications has been received, the city will post a notice at www.cityofpsl.com/housing indicating that the pre-registration list has closed.
Eligible applicants with complete applications will be selected at random for review, not on a first-come, first-served basis.
If additional funds become available, the city will reopen the pre-registration list and notify residents at least two weeks before the opening.
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