City of Port St. Lucie staff will be available to answer questions and assist residents with the application process for the home repair and rehabilitation program, which launches in late January.
- City of Port St. Lucie staff will be available to answer questions and assist residents with the application process for the home repair and rehabilitation program, which launches in late January.
- To apply, applicants must:
- Loans are forgiven over a 15-year period, in accordance with program guidelines.
The City of Port St. Lucie has received $1.8 million through the State Housing Initiatives Partnership (SHIP) grant to assist eligible city residents in need of home repairs.
The city will host two public information sessions about the program, which can be attended virtually or in person on January 17, 2025, at 1:00 p.m. and 6:00 p.m. in the Council Chamber at City Hall, 121 SW Port St. Lucie Blvd.
- Click here to register for the virtual meeting at 1 p.m.
- Click here to register for the virtual meeting at 6 p.m.
This grant, awarded by the Florida Housing Finance Corporation, will allow eligible residents to apply for up to $50,000 in funding.
Qualified Port St. Lucie residents are encouraged to apply for funds to address critical home repair needs. The City of Port St. Lucie’s Neighborhood Services Housing Division will open the pre-application list at 9 a.m. on Wednesday, January 29, 2025, and the list will remain open until the maximum number of applications (100) is reached.
To apply, applicants must:
- Have low to moderate income
- Have owned and occupied their primary residence within Port St. Lucie city limits for one year or more
- Have a home with an assessed value of $560,154 or less
- Be current on mortgage/property tax payments
The city will provide up to $50,000 for approved home repairs for income-qualified homeowners.
This program will offer deferred-payment loans (DPL) at 0% interest for health, safety, and energy-efficiency-related home improvements, meaning no monthly payments are required.
Loans are forgiven over a 15-year period, in accordance with program guidelines.
These funds are used to make necessary improvements to ensure homes are safe, sanitary, and meet current code requirements.
Eligible repairs include correcting code violations, weatherization, roofing, plumbing and electrical upgrades, septic systems, and more.
Manufactured homes, swimming pools or hot tubs, and illegal or unpermitted repairs or renovations do not qualify.
Applicants can view a list of frequently asked questions and more information about program guidelines online at www.cityofpsl.com/housing.
Beginning at 9 a.m. on Wednesday, January 29, 2025, interested and qualified individuals can start the process by completing the required pre-application questionnaire at www.cityofpsl.com/housing.
If an applicant cannot access the pre-application online, they may call the City for assistance or visit City Hall to obtain a printed copy.
The City’s Neighborhood Services Department, Community Programs Housing Division, is available to answer questions, print a pre-application, or review any questions with applicants by:
Email: nsd@cityofpsl.com
Phone: 772-344-4084
In person: City Hall, 121 SW Port St. Lucie Blvd., from 9 a.m. to 4 p.m., Monday through Friday
City staff will notify applicants who submit their application and meet all eligibility criteria about the status of their application and next steps for processing their file by phone and email (if applicable).
Once the maximum number of applications has been received, the City will post a notice at www.cityofpsl.com/housing indicating that the pre-application list has closed.
Eligible applicants with complete applications will be randomly selected for review, not on a first-come, first-served basis.
If additional funds become available, the city will reopen the pre-application list and notify residents at least two weeks before the opening.
